Oklahoma Auto Accident Lawyers

After a serious auto accident, the last thing you need is a fight with an insurance company. But that's often exactly what happens. The at-fault driver's insurer wants to pay as little as possible. Your own insurer may try to minimize your claim. And meanwhile, medical bills are piling up, you can't work, and you're in pain.

Oklahoma is an at-fault state, meaning the driver who caused the accident is responsible for your damages. But "responsible" and "willing to pay" are two different things. Insurance companies have adjusters, investigators, and lawyers whose job is to reduce what they owe you. You need someone on your side who knows how to push back.

At Hamilton Murphy Law, we handle auto accident cases across Oklahoma. We deal with the insurance companies, gather the evidence, and build the strongest possible case so you can focus on getting better.

Two-year statute of limitations. Under Oklahoma law (Okla. Stat. tit. 12, § 95), you generally have two years from the date of the accident to file a personal injury lawsuit. If someone died as a result of the accident, the wrongful death deadline is two years from the date of death. Miss these deadlines and you lose your right to sue.

Modified comparative negligence. Oklahoma follows a modified comparative negligence rule (Okla. Stat. tit. 23, § 13). If you were partly at fault for the accident, your damages are reduced by your percentage of fault. But if you are 50% or more at fault, you recover nothing. Insurance companies use this aggressively — they'll try to shift blame onto you to reduce what they owe.

What you can recover. In a successful auto accident case, you may be entitled to compensation for medical expenses, lost wages, loss of future earning capacity, property damage, pain and suffering, and emotional distress. Oklahoma does not currently cap non-economic damages in most personal injury cases — that cap was struck down as unconstitutional by the Oklahoma Supreme Court.